Bonus Episode: Pre-New Year’s financial resolutions plus getting a lower credit card rate with guest co-host Stefanie O’Connell

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Special guest co-host millennial personal finance author, speaker and entrepreneur Stefanie O’Connell joins Bobbi to talk smart financial moves to make before the New Year. Bobbi and Stefanie also take a listener question on how to lower the interest rate on a credit card before a big purchase.