Posts tagged Jessica Goodman
Summer Watch Party - My Unorthodox Life

Our summer watch party continues with the controversial new Netflix reality tv series My Unorthodox Life. Bobbi and Jessica Goodman,  best-selling author of  “They Wish They Were Us” and "They’ll Never Catch Us” explain why it’s getting serious backlash, and why they can’t stop watching it anyway.

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A Little About The Show


Jessica Goodman:
Yeah, so the premise is that there's this woman named Julia Haart and she's in her forties and she's the CEO of Elite World Group, which is a modeling conglomerate. She's launching a fashion line. She's this very glamorous, seemingly free kind of woman. She's married to an Italian man who used to be her... She used to work with at La Perla. She has four kids, kind of teenagers and young adults. And the show kind of frames this as, this is this crazy kind of New York city family, but twist... She used to be Orthodox Jewish and live in a community in upstate New York called Monsey, which is known for being very insular and having lots of different groups and communities and sects of Orthodox Judaism living there.

Jessica Goodman:
I have some thoughts on the problematic framing of this narrative. That the fact that they kind of frame it as a twist is a little bit othering in a lot of ways, but her whole thing is that she's not a part of this community anymore. And her kids are involved with the community to varying degrees. Her youngest son is... I think he's either in late middle school or early high school, and he still lives up there with his father and is very much a part of the community. And her other kids have varying levels of faith in Judaism.

Bobbi Rebell:
I'm kind of amazed that they all agreed to so enthusiastically be part of this show, but they really... I almost feel like they're prepped for it and they're ready and roaring to go, which seems a little jarring. I don't know. And the clothing. I mean, I don't even know where to begin with the styling and the wardrobe on this. I mean, it's over the top. I guess that's part of why I had this Kardashian feeling and I have not been a loyal viewer of the Kardashians. I've kind of watched a few episodes over the years so I'm not really necessarily qualified to say that. But it's pretty flashy.

Jessica Goodman:
Oh, totally. And I feel like that's definitely on purpose because she's framing herself as a fashion mogul and she came into the fashion world having no experience in it and knowing nothing about it and yeah. The fashion and the glam and all of that really is such a part of the show. And also obviously I've been doing deep dive stalking of everybody who's on the show and her oldest daughter Batsheva, who's 27 or something. She's a full fledged fashion influencer. Has a million followers on TikToK. She was doing that before the show launched. So clearly, this is a family where fashion is a big part of it.

Bobbi Rebell:
And the show is a very deliberate and polished show. There's nothing accidental in this show. It is structured. So give me your take. I mean, I find this fascinating. I didn't binge all of it yet only because I've been blocked by other true obligations, but I'll probably finish the rest right after we're done taping this because it's so fascinating. What's your general takeaway from this? Just to begin with.

Jessica Goodman:
Yeah, totally. I mean, you told me we were going to talk about this show and I had heard about it a little bit and I was like, oh, I'll watch an episode and see what happens. Fast forward four hours, I'd watched basically the whole thing. I couldn't take my eyes away from it. I think it's extremely compelling television. But yeah, the whole thing is super contrived. It's very clearly... They decide what the storylines are going to be. There's nothing real about it. It's very much like The Hills in that way. Fake reality. And Julia is an executive producer on the show, just like the Kardashians are executive producers on their show. So you're getting the lifestyle and the perspective that she wants you to see and I think you have to really take that into consideration when you're viewing the show.

Jessica Goodman:
I grew up and I'm still a reformed Jewish person and I think what's most interesting to me is seeing the different levels of Judaism portrayed on the show. One of the daughters is basically... I don't know if she considers herself secular, but she is 20 years old and she eats treyf, like oysters and all those kind of stuff. And her older sister is still Orthodox and has a very contrived storyline with her husband about whether or not she's going to be wearing pants, when she's also wearing an off the shoulder shirt. The whole thing is kind of fake, but I'm interested in seeing these conversations play out within the family and how they accept one another's different parts of religion.

Jessica Goodman:
I think there are some really problematic moments in the show too. There's been a real big backlash against her from women in the Orthodox community who say that she portrays them... That Julia says that Orthodox women don't have free will. And a lot of Orthodox women are coming out and saying that's not true. We do have free will and this is how, and this is why. I'm not part of that community so I can't really speculate or comment on that. It's really interesting to watch it play out and to see what she... How she has reinvented herself. No matter what you think of her or the show, this woman reinvented herself.

Jessica Goodman:
And some of her history, there seemed to be some gaps in it. I would really love a real deep dive fact check on what she's been up to since she left the community. But again, like I said, I can't stop talking about it. I've been texting with lots of friends about it. I can't stop watching. It's fascinating. And I can't stop searching for them on Twitter and Instagram and just figuring out what they're up to. Okay. So this is my big word vomit about the show, but that's what I think.

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Money Tips and Lessons Learned


Bobbi Rebell:
That's all very valid. What drew me to the show, coming from my sort of perspective, was the money thing. And one of the things that I think is interesting is there is a missing link in how she sort of went... Because it hasn't been even a decade, I think, right? How did she go from having nothing? And they do make a point in the show that they don't... That the women certainly, and also the men to a large degree, are not educated in any formal way. We do have a storyline, for example-- this is a little bit of a spoiler-- that Batsheva's husband Ben, only has a high school education and therefore his career prospects are limited because that's all they do. They study Torah and they get a high school education and I presume the women have even less of an education.

Bobbi Rebell:
One thing I really admired, and again we don't get the full picture, is that she did find a way. She understood that she needed money to leave the community, which is often true in... We can only know her perspective. She felt oppressed. She felt she had no control over her life. We don't know the rest of the community but given from her perspective, that's how she felt. She knew money was going to be her answer to freedom and that was one of the things that attracted to me to the show. The ability to be able to support yourself. And she talks about that a lot in her family. That she wants her family to be able to be able to support each of themselves, even though it's very clear that right now, she's really the one supporting this entire huge operation. There's a lot of designer brands out there and I thought that was a very mixed message.

Bobbi Rebell:
Now, I did kind of come to the conclusion and I'm making this up. I don't know if it's true. My gut feeling is these brands give her the clothing for free, because every single person in her family and in the show is decked out at all times and usually with their labels showing. And I'm wondering if that's because the clothing is given to her? Maybe coming from the magazine world, you have some insight into that, because I do feel like it was a mixed message. You had a lot of women empowerment messages, but then it was almost like they were so weighed down in consumerism. They go to Paris and all they're talking about is shopping, shopping, shopping and I was a little bit uncomfortable with that message.

Jessica Goodman:
Yeah. I mean, I wish I had more insight into how she got the clothes for my magazine world, but I have no idea. I mean, there are always sponsorships and partnerships and I wouldn't be surprised if she negotiated some free clothes or rentals or something like that. But yeah, I mean the consumerism and the capitalism on display in the show is over the top, but I think that's pretty true of any glam fashion-y reality show. That's a part of the reason why people watch. I'm a huge Real Housewives fan and obviously I want to watch and see what Kyle Richards is wearing because it's always really fun. Okay, one thing that you said really struck me that I can't stop thinking about is there does seem to be a gap in how she got to where she is now. So-

Bobbi Rebell:
Had you heard of her before this?

Jessica Goodman:
No.

Bobbi Rebell:
No. Exactly! No.

Jessica Goodman:
I've been googling around and trying to find some information on her and basically her "origin story" seems to be that while she was living in what she felt to be an oppressed community, she knew she wanted to get out and she started selling life insurance to the people in her community without her husband knowing.

Bobbi Rebell:
How does that really happen? First of all.

Jessica Goodman:
I don't know.

Bobbi Rebell:
I mean, I love it. I support her. I think that's amazing. That's wonderful and innovative and brave, but anyway, go on.

Jessica Goodman:
Yeah. So that's how she said she got her nest egg to leave the community. Once she left the community, she says that she started a high heel company, which sounds great. Very cool. She was always into fashion and this is how she did it. How she wanted to become a business woman in that world. And I read an interview with her that was like, "How did you get financing?" And she said that she just kind of met people. She met someone in a doctor's office. She met someone on a flight to Hong Kong and they became her investors... And I just would love a little bit more information about how. Where Julia Haart came from and how was she was able to do this. It's obviously an incredible story and I just want more information about it.

Jessica Goodman:
Because then, once she had the shoe line, she sold it to La Perla and became the creative director there. She designed the thong outfit that Kendall Jenner wore to the Met Gala. That's a huge deal! She's very clearly good and successful. I just need some more information and I feel like... I just feel like she's not giving us the whole story on this show. Which is obvious because she's the one who produced it, like I said. But yeah, I mean this message of being able to start a business from nothing is incredibly powerful and important. I feel like with all of these... We hear about this kind of thing. This is the pull at your heartstrings story of I had nothing, now I own the world. I think what's really important about these stories when you're sharing them with young women is giving all the facts and making them really transparent so people can find ways to actually emulate that and do that for themselves. If you're watching this show looking for tips on how to start your own business, I don't think you're going to feel very equipped to do so after watching it.

Bobbi Rebell:
Do you have any favorite quotes from the show?

Jessica Goodman:
Okay, yes. I spoke about her daughter. Her second daughter, Miriam who... She's the one who goes to Stanford and she's building her own apps and she comes out as bisexual in the show and she's very cool and very free. And her mom says she's the reason for why they decided to leave the community really and she says, "People say think outside the box, but I don't even think the box exists." I just feel like she's such a cool mouthpiece for the younger generation on this show and that's just like a great little quote here.

Bobbi Rebell:
Yeah. I think she's awesome. So one of my favorite quotes was Julia. Julia Haart, our protagonist here saying, "I want you to never rely on anyone ever, not even me." And I didn't write down who she said that to, but I think that's really important as a-

Jessica Goodman:
Batsheva. She said it to Batsheva.

Bobbi Rebell:
To Batsheva. See, you are like a super fan of this show. Because, she does have... They're all her employees. Her children all do work for her and she's saying it's important that you establish yourself and that you are earning your money, whether you work for me or someone else and not be dependent on me as a parent. And that obviously is the sweet spot for me, writing my book about how to help our children be independent of us in a loving way and so that really hit home with me. Okay. Last little question about the show and then we're going to wrap up. Who's your favorite character and why?

Jessica Goodman:
I have two favorite character, "characters". Batsheva, just because I think she's the one who's challenging her family the most and who is challenging her mom and I found myself agreeing with her in a lot of situations. Like when Julia invites a woman from her Orthodox community to come to the city for a day of make-over and wisdom, Batsheva was right on the money when she was like, "Maybe this isn't a good idea." And the whole thing felt really exploitative to me and I feel like it did to Batsheva as well. And also Robert! Julia's best friend/employees/person who basically it seems to helm the ship at Elite. I loved him and I'm glad that they haven't really reduced him to just fun, gay sidekick character. They're giving him real storylines as well and I just think he's just a great, fun character on the show.

Bobbi Rebell:
So I also had a tie and I agree with you. Robert was one of my favorites and even though he does seem to come out of reality TV central casting, he's also so good. I mean, he's amazing. I would be curious if he was in this role before the show, because he's just that good. He's so perfect that it's like, whoa. But look, they do say they've been working together forever and he does fit her personality as someone that would be her right-hand man, literally. So I mean-

Jessica Goodman:
Well, I did a little LinkedIn stalking and it seems like he worked with her before.

Bobbi Rebell:
Okay, good. And the other person that really grew on me and he seems like a minor character, it's Batsheva's husband, Ben. I just want to hug this man through the TV because he married into a certain idea of what his life was going to be. He's not her biological child that was sort of dragged out, which all of them were... Sort of voluntarily because she seems to be on good relations with her ex-husband which is also interesting. But okay. But he is just, he married this woman and then suddenly he's thrust into this whole different life and he is not set up for it. The kid is not ready for this. The first episode, they just say he's in real estate and then it comes out later the only house, the only apartment he's sold is theirs.

Bobbi Rebell:
And it was kind of not a nice dig for Julia to make. I thought that was wrong, because she did this to him. He is... I don't want to say he's a victim because he's not portrayed as a victim in any way and he seems like a fantastic person and he's really trying so hard to adjust to things that have happened to him. He's trying to find his way and be a good husband. He was told that he should have kids the earliest possible and now he's got a wife that wants to wear pants and not have a baby till she's 30. So he's really rolling with the punches and I just think he's amazing. So yay, Ben.

Jessica Goodman:
Yeah. I could do a spin off of the two of them for sure.

Bobbi Rebell:
There might be a spinoff. I would not be surprised. Right?

Jessica Goodman:
Mm-hmm (affirmative).

Bobbi Rebell:
Right. Final thoughts on the show.

Jessica Goodman:
So I still have a couple of episodes left and I'm really excited to keep going and just kind of finish it up. But I would also... If you're interested in the show and you're listening to this, I would recommend there's a great piece on Glamor. Glamour.com, about the kind of contradictions within the show and the backlash to it and explaining a lot of that stuff and I recommend that piece because it helped me think about it in a more critical way. But yeah, I... God, you know what? I'm probably going to read this woman's book too. So, yeah. I'm just interested. I'm just interested.

Bobbi Rebell:
Yeah. I think it's so highly watchable and I also... For all the flaws that we talked about, I would say overall it's still a winner. I mean at a five stars, I'd still give it four and three quarter stars because while there are these inconsistencies, we don't know what was edited out. We don't know. I thought about if there's even legal things that happen behind the scenes in terms of what she can and cannot say, and it is glossy. It is definitely highly produced. But then again, it works for the show and I totally enjoyed it and I wish this whole group of people all the best success because they are risk-takers even by doing this show, even though they had control over it. And the book, I kind of hope it's not too much of a tell all. I hope that she doesn't reveal too much of her life in the name of building her persona because some things it's okay to keep private, Julia Haart. Even though we're big fans.

Jessica Goodman:
And I just want to shout out Batsheva's TikTok because I'm not even really a big fashion TikTok person and I found myself wasting a lot of time going through her very cute fashion TikToks with Ben. So highly recommend. They do-

Bobbi Rebell:
I haven't looked at it yet but I'm afraid to because it'll just... I'll never write my book.

Jessica Goodman:
No. It's a great procrastination tool.

Bobbi Rebell:
All right. We're going to check it out as soon as my deadline passes in a month or so. Okay. Let's just talk quickly about They'll Never Catch Us.

Jessica Goodman:
Oh, yeah. So this is my new book, They'll never catch us. It is out July 27th. The date this episode drops, which is so exciting. And it is a young adult thriller about two sisters who are hyper competitive on a cross-country team in a small town in the Catskills, that is very dark and ominous and has a history of cold cases where young female runners go missing and they've never found the killer. And so the sister, the Steckler sisters, they are competing for the number one spot on their cross country team because their family can only afford to send one of them to college and the other one needs to get a scholarship. Their whole lives are wrapped up in cross country and everything changes when a new girl comes to town threatens to be better than both of them and take away the scholarship that one of them might get.

Jessica Goodman:
And when the new girl disappears, everyone starts to think that the Steckler sisters has something to do with her disappearance and they become the main suspects in the case. So it's a fun murder mystery that is about strength and desire and the power of teenage girls, which is what I love to write about. That's my sweet spot. And I think all my books also have a lot of themes about class distinctions, specifically within small communities and how power and money can kind of affect the way that young people think about the world and what their priorities are. So I'm excited. I'm excited for it to come out.

Bobbi Rebell:
It's coming out today. We can't wait to read it.




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Full Transcript:

Bobbi Rebell:
I hope you guys are all celebrating some big adulting milestones this season. And you know what? Finding the perfect gift for those celebrations can be kind of tough. I have the solution over at grownupgear.com. We have adorable hats, totes, mugs, pillows, tees, and seriously, the most cozy and comfortable sweatshirts. They're all on grownupgear.com and all at affordable prices. We even now have digital gift certificates. If you can't decide, use code GROWNUP for 15% off your first order. Buying from our small business helps to support this free podcast and you know what? We really appreciate it. Thanks guys.

Jessica Goodman:
I can't stop talking about it. I've been texting with lots of friends about it. I can't stop watching. It's fascinating. And I can't stop searching for them on Twitter and Instagram and just figuring out what they're up to.

Bobbi Rebell:
You're listening to Money Tips for Financial Grownups with me, certified financial planner, Bobbi Rebell. Author of How to Be a Financial Grownup. And you know what? When it comes to money being a grownup is hard, but together we've got this.

Bobbi Rebell:
Welcome my friends, to a new episode of our 2021 Financial Grownups Summer Watch Party series. During COVID, well I probably should have read more, but I actually did a lot of streaming, show watching and I became a little bit obsessed with the fact that there are a lot of shows out there that talk about money. Many of them totally undiscovered, and they have pretty good money lessons. So we're going to have a summer watch party highlighting some of my personal favorites and some new buzzworthy shows and of course the money tips that we learned from them. I am so excited to have my friend Jessica Goodman here with me for this episode. She is the author of two... Not one, but two best-selling books. They Wish They Were Us and the newly released... Actually it's coming out the day this episode drops, I believe. They'll Never Catch Us. Her books? So successful that she is no longer employed by Cosmos magazine as an editor where she spent many, many years. Hi Jessica.

Jessica Goodman:
Hi. I'm so happy to be here.

Bobbi Rebell:
And by the way, so I also left out... Give us an update on the books because in addition to They'll Never Catch Us, which I'm holding up here even though no one can see it. But I'll hold it up just so you get the feeling of me holding it up. Your first book had all kinds of Hollywood stuff happening. Give us an update on that.

Jessica Goodman:
Yeah, absolutely. So my first book, They Wish They Were Us is a prep school murder mystery set in an exclusive school in Long Island. And yeah, it was optioned for TV, starring Sydney Sweeney and Halsey and it's with HBO Max in development right now. So we're hoping it gets made and seeing what's up, but it's been really fun to kind of see that process move along.

Bobbi Rebell:
So glam. Perfect for the show we're going to be talking about. We're going to get to They'll Never Catch Us after we talk about this week's must watch show. This is a new one. So this technically was not watched while I was under quarantine, but it was coming out and getting so much buzz that I decided to throw it in the mix. It is called My Unorthodox Life. I feel like this is almost the new Kardashian show. In that you've got all of these characters, they're this big family and they're sort of... I don't know if this is Kardashian-like or not, but they're super glam and they're sort of a fish out of water story. I don't know. Would you characterize it like that? What do you see? Tell us more about the premise.

Jessica Goodman:
Yeah, so the premise is that there's this woman named Julia Haart and she's in her forties and she's the CEO of Elite World Group, which is a modeling conglomerate. She's launching a fashion line. She's this very glamorous, seemingly free kind of woman. She's married to an Italian man who used to be her... She used to work with at La Perla. She has four kids, kind of teenagers and young adults. And the show kind of frames this as, this is this crazy kind of New York city family, but twist... She used to be Orthodox Jewish and live in a community in upstate New York called Monsey, which is known for being very insular and having lots of different groups and communities and sects of Orthodox Judaism living there.

Jessica Goodman:
I have some thoughts on the problematic framing of this narrative. That the fact that they kind of frame it as a twist is a little bit othering in a lot of ways, but her whole thing is that she's not a part of this community anymore. And her kids are involved with the community to varying degrees. Her youngest son is... I think he's either in late middle school or early high school, and he still lives up there with his father and is very much a part of the community. And her other kids have varying levels of faith in Judaism.

Bobbi Rebell:
I'm kind of amazed that they all agreed to so enthusiastically be part of this show, but they really... I almost feel like they're prepped for it and they're ready and roaring to go, which seems a little jarring. I don't know. And the clothing. I mean, I don't even know where to begin with the styling and the wardrobe on this. I mean, it's over the top. I guess that's part of why I had this Kardashian feeling and I have not been a loyal viewer of the Kardashians. I've kind of watched a few episodes over the years so I'm not really necessarily qualified to say that. But it's pretty flashy.

Jessica Goodman:
Oh, totally. And I feel like that's definitely on purpose because she's framing herself as a fashion mogul and she came into the fashion world having no experience in it and knowing nothing about it and yeah. The fashion and the glam and all of that really is such a part of the show. And also obviously I've been doing deep dive stalking of everybody who's on the show and her oldest daughter Batsheva, who's 27 or something. She's a full fledged fashion influencer. Has a million followers on TikToK. She was doing that before the show launched. So clearly, this is a family where fashion is a big part of it.

Bobbi Rebell:
And the show is a very deliberate and polished show. There's nothing accidental in this show. It is structured. So give me your take. I mean, I find this fascinating. I didn't binge all of it yet only because I've been blocked by other true obligations, but I'll probably finish the rest right after we're done taping this because it's so fascinating. What's your general takeaway from this? Just to begin with.

Jessica Goodman:
Yeah, totally. I mean, you told me we were going to talk about this show and I had heard about it a little bit and I was like, oh, I'll watch an episode and see what happens. Fast forward four hours, I'd watched basically the whole thing. I couldn't take my eyes away from it. I think it's extremely compelling television. But yeah, the whole thing is super contrived. It's very clearly... They decide what the storylines are going to be. There's nothing real about it. It's very much like The Hills in that way. Fake reality. And Julia is an executive producer on the show, just like the Kardashians are executive producers on their show. So you're getting the lifestyle and the perspective that she wants you to see and I think you have to really take that into consideration when you're viewing the show.

Jessica Goodman:
I grew up and I'm still a reformed Jewish person and I think what's most interesting to me is seeing the different levels of Judaism portrayed on the show. One of the daughters is basically... I don't know if she considers herself secular, but she is 20 years old and she eats treyf, like oysters and all those kind of stuff. And her older sister is still Orthodox and has a very contrived storyline with her husband about whether or not she's going to be wearing pants, when she's also wearing an off the shoulder shirt. The whole thing is kind of fake, but I'm interested in seeing these conversations play out within the family and how they accept one another's different parts of religion.

Jessica Goodman:
I think there are some really problematic moments in the show too. There's been a real big backlash against her from women in the Orthodox community who say that she portrays them... That Julia says that Orthodox women don't have free will. And a lot of Orthodox women are coming out and saying that's not true. We do have free will and this is how, and this is why. I'm not part of that community so I can't really speculate or comment on that. It's really interesting to watch it play out and to see what she... How she has reinvented herself. No matter what you think of her or the show, this woman reinvented herself.

Jessica Goodman:
And some of her history, there seemed to be some gaps in it. I would really love a real deep dive fact check on what she's been up to since she left the community. But again, like I said, I can't stop talking about it. I've been texting with lots of friends about it. I can't stop watching. It's fascinating. And I can't stop searching for them on Twitter and Instagram and just figuring out what they're up to. Okay. So this is my big word vomit about the show, but that's what I think.

Bobbi Rebell:
That's all very valid. What drew me to the show, coming from my sort of perspective, was the money thing. And one of the things that I think is interesting is there is a missing link in how she sort of went... Because it hasn't been even a decade, I think, right? How did she go from having nothing? And they do make a point in the show that they don't... That the women certainly, and also the men to a large degree, are not educated in any formal way. We do have a storyline, for example-- this is a little bit of a spoiler-- that Batsheva's husband Ben, only has a high school education and therefore his career prospects are limited because that's all they do. They study Torah and they get a high school education and I presume the women have even less of an education.

Bobbi Rebell:
One thing I really admired, and again we don't get the full picture, is that she did find a way. She understood that she needed money to leave the community, which is often true in... We can only know her perspective. She felt oppressed. She felt she had no control over her life. We don't know the rest of the community but given from her perspective, that's how she felt. She knew money was going to be her answer to freedom and that was one of the things that attracted to me to the show. The ability to be able to support yourself. And she talks about that a lot in her family. That she wants her family to be able to be able to support each of themselves, even though it's very clear that right now, she's really the one supporting this entire huge operation. There's a lot of designer brands out there and I thought that was a very mixed message.

Bobbi Rebell:
Now, I did kind of come to the conclusion and I'm making this up. I don't know if it's true. My gut feeling is these brands give her the clothing for free, because every single person in her family and in the show is decked out at all times and usually with their labels showing. And I'm wondering if that's because the clothing is given to her? Maybe coming from the magazine world, you have some insight into that, because I do feel like it was a mixed message. You had a lot of women empowerment messages, but then it was almost like they were so weighed down in consumerism. They go to Paris and all they're talking about is shopping, shopping, shopping and I was a little bit uncomfortable with that message.

Jessica Goodman:
Yeah. I mean, I wish I had more insight into how she got the clothes for my magazine world, but I have no idea. I mean, there are always sponsorships and partnerships and I wouldn't be surprised if she negotiated some free clothes or rentals or something like that. But yeah, I mean the consumerism and the capitalism on display in the show is over the top, but I think that's pretty true of any glam fashion-y reality show. That's a part of the reason why people watch. I'm a huge Real Housewives fan and obviously I want to watch and see what Kyle Richards is wearing because it's always really fun. Okay, one thing that you said really struck me that I can't stop thinking about is there does seem to be a gap in how she got to where she is now. So-

Bobbi Rebell:
Had you heard of her before this?

Jessica Goodman:
No.

Bobbi Rebell:
No. Exactly! No.

Jessica Goodman:
I've been googling around and trying to find some information on her and basically her "origin story" seems to be that while she was living in what she felt to be an oppressed community, she knew she wanted to get out and she started selling life insurance to the people in her community without her husband knowing.

Bobbi Rebell:
How does that really happen? First of all.

Jessica Goodman:
I don't know.

Bobbi Rebell:
I mean, I love it. I support her. I think that's amazing. That's wonderful and innovative and brave, but anyway, go on.

Jessica Goodman:
Yeah. So that's how she said she got her nest egg to leave the community. Once she left the community, she says that she started a high heel company, which sounds great. Very cool. She was always into fashion and this is how she did it. How she wanted to become a business woman in that world. And I read an interview with her that was like, "How did you get financing?" And she said that she just kind of met people. She met someone in a doctor's office. She met someone on a flight to Hong Kong and they became her investors... And I just would love a little bit more information about how. Where Julia Haart came from and how was she was able to do this. It's obviously an incredible story and I just want more information about it.

Jessica Goodman:
Because then, once she had the shoe line, she sold it to La Perla and became the creative director there. She designed the thong outfit that Kendall Jenner wore to the Met Gala. That's a huge deal! She's very clearly good and successful. I just need some more information and I feel like... I just feel like she's not giving us the whole story on this show. Which is obvious because she's the one who produced it, like I said. But yeah, I mean this message of being able to start a business from nothing is incredibly powerful and important. I feel like with all of these... We hear about this kind of thing. This is the pull at your heartstrings story of I had nothing, now I own the world. I think what's really important about these stories when you're sharing them with young women is giving all the facts and making them really transparent so people can find ways to actually emulate that and do that for themselves. If you're watching this show looking for tips on how to start your own business, I don't think you're going to feel very equipped to do so after watching it.

Bobbi Rebell:
Do you have any favorite quotes from the show?

Jessica Goodman:
Okay, yes. I spoke about her daughter. Her second daughter, Miriam who... She's the one who goes to Stanford and she's building her own apps and she comes out as bisexual in the show and she's very cool and very free. And her mom says she's the reason for why they decided to leave the community really and she says, "People say think outside the box, but I don't even think the box exists." I just feel like she's such a cool mouthpiece for the younger generation on this show and that's just like a great little quote here.

Bobbi Rebell:
Yeah. I think she's awesome. So one of my favorite quotes was Julia. Julia Haart, our protagonist here saying, "I want you to never rely on anyone ever, not even me." And I didn't write down who she said that to, but I think that's really important as a-

Jessica Goodman:
Batsheva. She said it to Batsheva.

Bobbi Rebell:
To Batsheva. See, you are like a super fan of this show. Because, she does have... They're all her employees. Her children all do work for her and she's saying it's important that you establish yourself and that you are earning your money, whether you work for me or someone else and not be dependent on me as a parent. And that obviously is the sweet spot for me, writing my book about how to help our children be independent of us in a loving way and so that really hit home with me. Okay. Last little question about the show and then we're going to wrap up. Who's your favorite character and why?

Jessica Goodman:
I have two favorite character, "characters". Batsheva, just because I think she's the one who's challenging her family the most and who is challenging her mom and I found myself agreeing with her in a lot of situations. Like when Julia invites a woman from her Orthodox community to come to the city for a day of make-over and wisdom, Batsheva was right on the money when she was like, "Maybe this isn't a good idea." And the whole thing felt really exploitative to me and I feel like it did to Batsheva as well. And also Robert! Julia's best friend/employees/person who basically it seems to helm the ship at Elite. I loved him and I'm glad that they haven't really reduced him to just fun, gay sidekick character. They're giving him real storylines as well and I just think he's just a great, fun character on the show.

Bobbi Rebell:
So I also had a tie and I agree with you. Robert was one of my favorites and even though he does seem to come out of reality TV central casting, he's also so good. I mean, he's amazing. I would be curious if he was in this role before the show, because he's just that good. He's so perfect that it's like, whoa. But look, they do say they've been working together forever and he does fit her personality as someone that would be her right-hand man, literally. So I mean-

Jessica Goodman:
Well, I did a little LinkedIn stalking and it seems like he worked with her before.

Bobbi Rebell:
Okay, good. And the other person that really grew on me and he seems like a minor character, it's Batsheva's husband, Ben. I just want to hug this man through the TV because he married into a certain idea of what his life was going to be. He's not her biological child that was sort of dragged out, which all of them were... Sort of voluntarily because she seems to be on good relations with her ex-husband which is also interesting. But okay. But he is just, he married this woman and then suddenly he's thrust into this whole different life and he is not set up for it. The kid is not ready for this. The first episode, they just say he's in real estate and then it comes out later the only house, the only apartment he's sold is theirs.

Bobbi Rebell:
And it was kind of not a nice dig for Julia to make. I thought that was wrong, because she did this to him. He is... I don't want to say he's a victim because he's not portrayed as a victim in any way and he seems like a fantastic person and he's really trying so hard to adjust to things that have happened to him. He's trying to find his way and be a good husband. He was told that he should have kids the earliest possible and now he's got a wife that wants to wear pants and not have a baby till she's 30. So he's really rolling with the punches and I just think he's amazing. So yay, Ben.

Jessica Goodman:
Yeah. I could do a spin off of the two of them for sure.

Bobbi Rebell:
There might be a spinoff. I would not be surprised. Right?

Jessica Goodman:
Mm-hmm (affirmative).

Bobbi Rebell:
Right. Final thoughts on the show.

Jessica Goodman:
So I still have a couple of episodes left and I'm really excited to keep going and just kind of finish it up. But I would also... If you're interested in the show and you're listening to this, I would recommend there's a great piece on Glamor. Glamour.com, about the kind of contradictions within the show and the backlash to it and explaining a lot of that stuff and I recommend that piece because it helped me think about it in a more critical way. But yeah, I... God, you know what? I'm probably going to read this woman's book too. So, yeah. I'm just interested. I'm just interested.

Bobbi Rebell:
Yeah. I think it's so highly watchable and I also... For all the flaws that we talked about, I would say overall it's still a winner. I mean at a five stars, I'd still give it four and three quarter stars because while there are these inconsistencies, we don't know what was edited out. We don't know. I thought about if there's even legal things that happen behind the scenes in terms of what she can and cannot say, and it is glossy. It is definitely highly produced. But then again, it works for the show and I totally enjoyed it and I wish this whole group of people all the best success because they are risk-takers even by doing this show, even though they had control over it. And the book, I kind of hope it's not too much of a tell all. I hope that she doesn't reveal too much of her life in the name of building her persona because some things it's okay to keep private, Julia Haart. Even though we're big fans.

Jessica Goodman:
And I just want to shout out Batsheva's TikTok because I'm not even really a big fashion TikTok person and I found myself wasting a lot of time going through her very cute fashion TikToks with Ben. So highly recommend. They do-

Bobbi Rebell:
I haven't looked at it yet but I'm afraid to because it'll just... I'll never write my book.

Jessica Goodman:
No. It's a great procrastination tool.

Bobbi Rebell:
All right. We're going to check it out as soon as my deadline passes in a month or so. Okay. Let's just talk quickly about They'll Never Catch Us.

Jessica Goodman:
Oh, yeah. So this is my new book, They'll never catch us. It is out July 27th. The date this episode drops, which is so exciting. And it is a young adult thriller about two sisters who are hyper competitive on a cross-country team in a small town in the Catskills, that is very dark and ominous and has a history of cold cases where young female runners go missing and they've never found the killer. And so the sister, the Steckler sisters, they are competing for the number one spot on their cross country team because their family can only afford to send one of them to college and the other one needs to get a scholarship. Their whole lives are wrapped up in cross country and everything changes when a new girl comes to town threatens to be better than both of them and take away the scholarship that one of them might get.

Jessica Goodman:
And when the new girl disappears, everyone starts to think that the Steckler sisters has something to do with her disappearance and they become the main suspects in the case. So it's a fun murder mystery that is about strength and desire and the power of teenage girls, which is what I love to write about. That's my sweet spot. And I think all my books also have a lot of themes about class distinctions, specifically within small communities and how power and money can kind of affect the way that young people think about the world and what their priorities are. So I'm excited. I'm excited for it to come out.

Bobbi Rebell:
It's coming out today. We can't wait to read it... Another distraction. I love you Batsheva, but I'm going to read this before I check out your TikTok because I know that TikTok's going to be dangerous for me. Always so good to have you on. Where can people follow you on all the socials?

Jessica Goodman:
You can follow me on Instagram, @jessicagoodman and Twitter, @jessgood. And my website is goodmanjessica.com. So find me in any one of those places and thank you so much for having me. This was so much fun.

Bobbi Rebell:
Thank you so much for being on. Everyone, please make sure you are following the podcast on whatever platform you've listened to. That's new words because apparently subscriptions have a whole new meaning and this podcast is free for you. So come back next week, we're going to continue our Summer Watch series with another money show next week. See you then. Bye guys.

Bobbi Rebell:
Money Tips for Financial Grownups is a production of BRK Media, LLC. Editing and production by [Steve Stewart 00:22:33]. Guest coordination, content creation, social media support and show notes by [Ashley Wall 00:22:39]. You can find the podcast show notes, which includes links to resources mentioned in the show as well as show transcripts by going to my website, bobbirebell.com. You can also find an incredible library of hundreds of previous episodes to help you on your journey as a financial grownup. The podcast and tons of complimentary resources associated with the podcast is brought to you for free, but I need to have your support in return. Here's how you can do that. First, connect with me on social media. @bobbirebell1 on Instagram, and bobbirebell on both Twitter and on Clubhouse, where you can join my Money Tips for Grownups club. Second, share this podcast on social media and tag me so I can thank you.

Bobbi Rebell:
You can also leave a review on Apple Podcasts. Reading each one means the world to me, and you know what? It really motivates others to subscribe. You can also support our merch shop grownupgear.com, by picking up fun gifts for your grownup friends and treating yourself as well. And most of all, help your friends on their journey to being financial grownups by encouraging them to subscribe to the podcast. Together, we got this. Thank you for your time and for the kind words so many of you send my way. See you next time and thank you for supporting Money Tips for Financial Grownups.

How to hold down two dream jobs at once with Cosmo Op-Ed Editor and novelist, Jessica Goodman

When Jessica Goodman landed a book deal, and later a TV deal for her debut novel “They Wish They Were us” many people though she would go full time on her side-hustle. But Goodman says that was never the plan, and explains why and how she blends the finances and demands of her two dream jobs.

Jessica Goodman -Insta  (4).png

In Jessica’s Money Story she shares:

-How she started writing her e first book, “They Wish They Were Us.”after having the idea for years.

-How she researched what is involved in selling a book to a publisher, including getting an agent

-How she kept her employer, Cosmopolitan Magazine informed and supportive of her book writing side hustle

-How an advance works for an author, including the tax implications

-What she wishes she knew about being an author and how much they are paid before she wrote and sold the book

-How she was able to adapt her schedule to both her full time job at Cosmopolitan Magazine, and writing books

-What you need to know about how a full time job works compared to being a self-employed author, including quarterly taxes

-When you should think about bringing in an accountant.

In Jessica’s Money Lesson you will learn:

-Why and how you should re-evaluate the way you think about money

-The best strategies to manage money when you are paid inconsistently in chunks

-How she and her partner adapted their spending during the pandemic

-How to resist it when people who care about you give you bad financial advice

Jessica’s Money Tip:

-Even if you live in a small space it can pay to buy in bulk during quarantine (and maybe after!)

-Think of non-traditional items that you would not have used as much at home- like buying wine by the case

-Tips about ordering groceries online including having the heaviest items delivered

Bobbi’s Financial Grownup Tips:

Financial Grownup Tip #1:

Jessica shared that she regretted not taking the time and advanced to understand the financial impact of having both a W2 job, that's a full time job, and self-employment income. Whenever you start a new venture that might bring in revenue, check in with a tax professional. If you are at a full-time job, read through those benefits, go to your HR website because the truth is many companies allow you to enroll in a free or low cost legal plan where you can get that kind of advice in a very affordable way.


Financial Grownup Tip #2:

Get a system going and understand that you might miss out on things if you want to reach your goals. Jessica was pretty candid about her commitment to her writing routine. To get to what you want to accomplish, most of us are going to have to be deliberate and to make room for something like writing a novel, when you aren't at your day job, you probably will have to give some things up.


Episode Links:


Follow Jessica!

Follow Bobbi!

  • Twitter - @bobbirebell


    Some of the links in this post are affiliate links. This means if you click on the link and purchase the item, I will receive an affiliate commission at no extra cost to you. All opinions remain my own.

Full transcript of show:

Bobbi Rebell:

Part of being a financial grownup is making sure you have a plan for how you spend your money and how you pay your bills. And now we have a new tool for that. It is called Splitit. It will take a lot of the stress away from those big purchases and really allow you to plan ahead. Here's how it works. You shop online and when you're ready to pay, you just choose Splitit at the checkout to split your payment on your credit card and pay over time. There's no interest, no application, no fees. It is fast and easy. So if you buy something for $500, you can split it into five smaller payments of $100 a month without any interest or fees. Much more manageable and you're in control of your costs. By turning your payments into smaller installments over time with no interest, Splitit gives you more spending power.

Bobbi Rebell:

I know I don't like to have to pay interest if I can avoid it. And I also don't want to always be opening new lines of credit. Split your payments and live big with the credit cards you already have go to splitit.com today. That's splitit.com.

Jessica Goodman:

When I was like a little kid, I was like, oh my God. You publish a book and you become a millionaire. That's just like how it works. But in reality, I learned that was not the case.

Bobbi Rebell:

You're listening to Financial Grownup with me, certified financial planner, Bobbi Rebell, author of How To Be a Financial Grownup. But you know what? Being a grownup is really hard, especially when it comes to money, but it's okay. We're going to get there together. I'm going to bring you one money story from a financial grownup, one lesson, and then my take on how you can make it your own. We got this.

Bobbi Rebell:

Hey friends, do you have a passion project or a side hustle? One you dream of doing full time one day and maybe getting to ditch that day job? Well, Cosmopolitan's Jessica Goodman had a passion project that she was quietly working on for years. And that was to be an author. Her debut novel, a murder mystery set in an elite private school called They Wish They Were Us ended up being such a hit that it is now being made into a TV series, starring Halsey and Euphoria's Sydney Sweeney. Fast-forward and Jessica has now scored a book for a second novel that is already coming out this summer. So all systems go on the dream career, right? Well, not so fast. To the surprise of quite a few people in her life, rather than ditch, she doubled down, staying on a Cosmopolitan magazine where she is currently the op-ed editor.

Bobbi Rebell:

In our interview, Jessica shares why she is sticking with the day job, goes through exactly how she manages her time and gets candid about what she wishes she knew about before diving into the book business, including, well, a lot of tech stuff. For those of you new to the Financial Grownup Podcast, welcome. I'm so glad that you are here. We talk with financial grownups here about money stories that impacted their lives and the lessons learned from those stories. We also ask them to bring along an everyday money tip that we can put to work right away. Spoiler alert. Jessica's has to do with how she and her partner buy their wine. So stay tuned for her tip on that. And with that, let's get to this week's interview. Here is Cosmo op-ed editor and author of They Wish They Were Us, Jessica Goodman.

Bobbi Rebell:

Jessica Goodman, I'm so excited to finally have you on the show. You are definitely a financial grownup. Welcome.

Jessica Goodman:

Thank you so much for having me. I'm thrilled to be here.

Bobbi Rebell:

And happy 2021, a year when your second, soon to be bestseller is going to be released. Before we get into your money story, tell us a little bit about each of your books just briefly.

Jessica Goodman:

So my first book, They Wish They Were Us came out in August and it is a young adult thriller that follows a high school senior, Jill Newman, who is in a very exclusive society within her Long Island prep school. And at the beginning of the book, she is reflecting on the fact that her best friend died when she was a freshman and she was also part of this society. And soon after the book begins, she starts getting text messages that say that her best friend Shayla didn't die the way that everybody thinks she did. And so what follows is kind of a whodunit, murder mystery set in this very exclusive prep school. And it's really an exploration of privilege and friendship and peer pressure. And I kind of like to say that it's like Gossip Girl meets Pretty Little Liars, meets A Secret History. It's really fun. And it's being adapted into a TV series, starring Sydney Sweeney and Halsey. So if those people are on your brain, I think you might enjoy.

Jessica Goodman:

And then I also have a new book coming out this summer. It's called, They'll Never Catch Us. It's currently available for pre-order wherever books are sold. And it is also a young adult thriller about two super competitive sisters who run cross country. And they're both trying to be the best on their team and in the state. And they threaten to kind of lose the number one and two spots when a new girl comes to town. And then soon after she arrives, she also disappears. And everybody in the town begins to suspect that the sisters had something to do with it. So that's where my brain has been for the past couple of months, which is really exciting.

Bobbi Rebell:

It is really exciting. What's amazing to me, and I think our listeners will really enjoy hearing about this is while you are doing this, this is actually really a side hustle to your primary job. You have been in a number of different positions at Cosmopolitan magazine. You're currently the op-ed editor. Did I get that right?

Jessica Goodman:

You did. And I'm very impressed that you didn't trip up over the ed editor because I always do when I say it out loud and I have to be like, oh wait, no, this is my job.

Bobbi Rebell:

That is your job now, you are still working there with one book out, another one on the way. So for your money story, I've asked you to kind of talk about how that happened, especially the money-related decisions that you had to make along the way to make this happen. Having a very full-time job at Cosmo. And then on the side, writing this book. It was a lot of choices you had to make I would say. Tell us your money story.

Jessica Goodman:

Definitely. Yeah, so many choices along the way. When I started writing the first book, They Wish They Were Us. And I really started writing it in earnest after having kind of dabbled with it for many years. In earnest, I started working on it in like 2015, 2016. I would say. I didn't get to the point where I thought I could actually sell it and be a professional author until maybe like 2018. And that's when I got connected with my agent and we started working towards being able to sell it. But I did a lot of research into how one becomes an author. I was literally Googling like, how do you publish a book? Like, how do you find an agent? Like what is a book advance? Like all of these kinds of really basic questions that I just had no idea what it was all about.

Jessica Goodman:

And I basically found out that it's really, really, really difficult to publish and sell a book. And that be your sole income or your sole career, like one book basically. And so it was never really an option for me to quit my ... Like I never thought about quitting my jobs in journalism while I was trying to sell the book. So it was always just like, how can I make both of these dreams come true at the same time? And so we sold the book, They Wish They Were Us, in the fall of 2018. And we got an advance, which is what they call the income that you make from selling your book. And publishers usually split it up into a few big chunks. For mine, it was like, I got a chunk of money when I signed the contract, a chunk of money when I turned in the book and then a chunk of money when the book came out. And when, at least when I was like a little kid, I was like, oh my God. It's like you publish a book and you become a millionaire. That's just like how it works. But in reality, I learned that was not the case. And it's certainly like a fantastic thing to have of course, but it's not the kind of financial gains that I originally thought it would be. And I think that a lot of people think about when they think of like someone getting a book advance. Like I said, it was always like a no-brainer that I would keep my job, but I really had to learn how to prioritize both jobs to be able to do them well. So my schedule when I'm being my best self is that I write in the morning before work, usually from seven to nine. And then I do my job from ten to whenever. And then I write on the weekends as well. It's certainly hard at some points, especially at my job at Cosmo, I cover the news, especially like elections and special elections and anything relating to, like having to do with politics. So obviously this past year was hard to balance everything.

Bobbi Rebell:

Were you open with your bosses about these efforts, or was it something you kept private?

Jessica Goodman:

When the book deal actually happened, I went in and told my boss, hey, I just want to give you a heads up that like this happened and it's not going to affect the work that I do here. Like, I really wanted to make sure that they knew that I wasn't about to quit basically, that I was just like, this is just something that I'm doing for myself and my personal dreams. But like, it's not going to affect my work or my productivity here. And I just wanted to give you like a courtesy heads up basically. And everybody was really supportive and they have been really supportive of the book. And so it's been lovely honestly, but I definitely have heard some horror stories at other companies. But I think when you work in a field that's somewhat like adjacent to whatever your side hustle is, it does make it a little bit easier for people to understand why you might be doing something or how it won't interfere with your responsibilities.

Bobbi Rebell:

What do you wish you knew in terms of the book business and the financial aspects of it? What do you wish you knew ahead of time? You mentioned that you get the bulk payments and you kind of had this idea as a child that authors become millionaires.

Jessica Goodman:

Yeah, I think something that I definitely wish that I knew was like taxes. Like I think if you're like me and you've really only had a job that you get a salary and benefits from your employer, it's really difficult to self-manage money that comes in chunks, whether you're a freelance writer or you're your own boss and you're not part of like a company. I think it's really difficult to know things like, oh, I have to pay quarterly taxes on this income. Or like, oh, I don't know how much money to put aside from this advanced check that I got, because that advance doesn't reflect the taxes I need to pay on it. So I ended up working with an accountant because I had no idea how to navigate this on my own. And I wanted to make sure that I was doing everything by the book.

Jessica Goodman:

And I wasn't going to get dinged at the end of the fiscal year because I have heard horror stories of people getting, like a $100,000 of their advance, spending it, and then not realizing that they needed to pay however many tens of thousands of dollars of taxes on that. And like, oh my God, what a nightmare. Or even realizing that I had to pay quarterly taxes on like freelance income was the real shock to me. So I got an accountant kind of like late in the game, I would say. And I wish I had got one, like even before the first check came in to like really help me navigate that.

Bobbi Rebell:

What is the lesson for our listeners, from this story? What's your advice to people thinking about whether it's writing a novel or any kind of side hustle where they're going to have to hold on to their job?

Jessica Goodman:

I think for me, it was really reevaluating the way that I thought about money. Like I think after having been in jobs where like I got a salary check every other week. That was like, okay, like I know what my monthly expenses are. I know how much my rent is. I know how much my utilities are. Like, I know how much I spend on groceries. Like all that stuff that they tell you. And I knew how to manage that money. Like I knew how much I might be able to save, how much I would need to pay my credit card bill, like all this stuff. But when you get these like big chunks of money, or even just smaller chunks of money from like freelance gigs or whatever, I think it can feel really tempting to just kind of spend it immediately. Even if you're the type of person who is really invested in saving and planning for your future, I think it's hard to conceptualize like how much money you might need for stuff. And especially this year, when I wasn't interested in spending a lot of money at all, based on the kind of times we're in, I splurged on a few things and those things I was thinking about them before we hopped on the call. Those are the things that I really splurged on this year where I turned 30 and I bought myself $80 worth of oysters that were shipped from Cape Cod and an oyster shucker. And that's how I spent my 30th birthday with my partner. We shucked like 50 oysters and save the additional, however many for the next day. And it was such a treat and it was so much fun and something that I'll remember forever. And I bought myself a $90 tie dyed sweatsuit because I am a millennial and on Instagram and it just looked really cozy. And those were like my two big splurges of the year.

Jessica Goodman:

And I know a lot of people, when they get like a book advancer or kind of achieve these really big milestones, they're like, I'm going to buy myself a really expensive piece of jewelry or a fancy handbag, or even like house or whatever. And I mean, I think all of those things are fantastic, but for me, the lesson for me, the lesson here was like, all right, I don't really have anything that I'm ready to splurge on that big right now. I really want to like, save all of this money as much as I can. And those are the things I'm going to splurge on, like oysters and a tie dyed sweatsuit. And knowing that like my big splurge might come later. Like I am saving up to buy a house with my partner. And I think that like my book advance will of course go towards that.

Jessica Goodman:

But realizing that like, I didn't need to spend it all right away I think was a huge revelation, especially because so many people were like, what are you going to treat yourself to? Like your book just came out, like, what are you going to do to mark the occasion? And I didn't really do that much because it just didn't feel right for me. Those were my splurges.

Bobbi Rebell:

I love it. I love the idea of oysters. So tell us your everyday money tip.

Jessica Goodman:

Oh yes. Okay. So this is one that I really got to be obsessed with during the pandemic. Like I am not the type of person that should or would traditionally buy in bulk. Like I live with one other person. We live in a one bedroom apartment. It's very small. We don't have a lot of storage space, but this year I became the kind of person that buys in bulk. Obviously, so many people are doing this during the pandemic, but I don't think I really realized how much you actually save when you buy in bulk and you know what you're going to use in those bulk quantities. And I think the pandemic has really shown people like what they actually use and what is actually important to them. And so for us, like there were a few things that really changed the way I thought about this. One was I started doing like subscribe and save Amazon paper towels and toilet paper. And actually I had done this pre run out of toilet paper in like March moment. So I pat myself on the back for knowing that would be a thing.

Jessica Goodman:

But I think I did the math recently. And it was like if I were to buy a few rolls every time I went to the grocery store, I would spend nearly twice the amount that I do just doing subscribe and save and having them shipped directly to my house. And even though they just sit in boxes in like a corner of our apartment. Because again, small one bedroom apartment, I think it's like totally worth it for us. And the other way that I found this to be really useful was we started buying our wine in cases, which a year ago I would have said like, are you okay? Like what's going on here?

Jessica Goodman:

But my local wine shop, they started offering a 15% discount if you bought a case of wine. And so we basically did the math and we were like, well, we'd be losing money if we didn't do this. And we don't go through them that quickly. I mean, it's no brainer how much money you save. We started looking for ways that you could buy in bulk and save like that. Like the fancy coffee shop near us. If you buy beans in bulk, it's like the same thing. And all these companies now do like subscribe and save membership things, like there's so many coffee ones where like every week they'll send you a bag of beans or whatever. And I think like looking for those has really been super helpful for us and certainly cut down on how we spend.

Jessica Goodman:

The other thing about like this buying in bulk grocery shopping thing is I heard this tip from Carla Lalli Music who used to work at Bon Appetit and now is she's like a chef home cook person on Instagram and has like a fantastic cookbook. But her big tip was always like, if you're ordering groceries, like order all the heavy stuff that's going to be delivered to your apartment. So you don't have to carry stuff, especially in an apartment. And that has been so helpful to me too, where it's like, every time I do like a big shop online or Instacart or Whole Foods or whatever, I get like 10 cans of beans, because like, I don't want to carry that. Or like four jugs of olive oil or like four twelve packs of seltzer because yes, you're buying in bulk. And sometimes you can get discounts that way, but also like who wants to carry that stuff home?

Bobbi Rebell:

Definitely good to always make your life easier. Especially if you are paying those fees to have it delivered. You want to get the most out of that delivery fee. Jessica, thank you so much for being with us, tell us where people can find out more about you. We know your books are available everywhere. We don't know when is the TV series coming.

Jessica Goodman:

TBD on the TV series, but you can stay up to date with all of that info on my Instagram, which is @JessicaGoodman or Twitter @JessGood. And I also have a website goodmanjessica.com. Thank you so much for having me.

Bobbi Rebell:

Okay. My friends let's do this. Financial Grownup tip number one, Jessica shared that she regretted not taking the time and advanced to understand the financial impact of having both a W2 job, that's a full time job, and self-employment income. Whenever you start a new venture that might bring in revenue, check in with a tax professional. And by the way, if you are at a full-time job, read through those benefits, go to your HR website because the truth is many companies allow you to enroll in a free or low cost legal plan where you can get that kind of advice in a very affordable way.Financial Grownup tip number two, get a system going and understand that you might miss things if you want to reach your goals. Jessica was pretty candid about her commitment to her writing routine. To get to what you want to accomplish, most of us are going to have to be deliberate and to make room for something like writing a novel, when you aren't at your day job, you probably will have to give some things up.

Bobbi Rebell:

I had so much fun talking with Jessica and her book was really, really a page turner. As I mentioned, it is a murder mystery. And for the record, I really was totally fooled. I didn't see the twists and turns coming. One thing that I've really loved during our forced stayed home time during this pandemic has been catching up on reading fiction and really getting lost in books. We're going to be giving away a few signed copies of Jessica's book to that end so please make sure you are on the Grownup list ASAP so you don't miss that. Just go to my website, bobbirebell.com, and you can sign up for free.

Bobbi Rebell:

Now while you are there, please check out my big project that I have been working on. I am so excited to see what you guys think. It is the new Grownup Gear Shop. It's a passion project of mine, and I hope you guys will all support it. Podcasts listeners can get 10% off if you use the code “Jessica” within one week of this episode dropping. So just go to my website, bobbirebell.com, and you'll see the word shop, click on there. Check it out. I hope you guys like it. Big thanks to author Jessica Goodman for helping us all be financial grownups.

Bobbi Rebell:

Financial grownup with Bobbi Rebell is edited and produced by Steve Stewart and is a BRK media production.

2020 Holiday reading guide: Favorite New Money Books for Grownups
2020 Holiday Books

Bobbi reveals her favorite new money related books for financial grownups, and how to decide if they are right for you. This episode's picks include Undaunted, Overcoming doubts and doubters by Hint Founder and CEO Kara Goldin, The Rocket Years, How your Twenties Launch the Rest of Your Life, by Elizabeth Segran, The Money Tree, A story about Finding the Fortune in Your Own Backyard by Chris Guillebeau and The Well-Centered Home: Simple Steps to Increase Mindfulness, Self-Awareness, and Happiness Where You Live by William Hirsch. Plus a bonus fiction pick; They Wish They Were Us by Jessica Goodman



Book 1: Undaunted. Overcoming doubts and doubters by Kara Goldin.



Here’s what I liked about the book: 

Kara is the founder of Hint and while I have yet to meet her in person we’ve got a lot of friends in common and have spoken many times- I thought I knew her pretty well before I read her book. And certainly from all the articles that have been written about her success. I had no idea. Kara reveals a lot in this book -and it is interesting because it’s really the candid and not so pretty personal side of a business launch. Things we just assume ‘get done’ she was actually, often with her family in tow, just doing herself. And even when it looks like - oh - she made it-there she is on the cover of a magazine being lauded for her achievements- behind the scenes- the business hit another HUGE challenge- and all that work could just go “poof’. The book also has a lot of “what would I have done given those choices- all of which were bad choices?” - something we can probably all relate to during the pandemic. I was on the edge of my seat reading this- not typical for a business book. Highly recommend.  


Who is this book for? 

It’s pretty obvious this book is going to be a home run for entrepreneurs who are bootstrapping it- Kara and her family literally put in their own money - and not always by choice- when there was no other funding option. 

But it is also for anyone dealing with tough career choices in this pandemic. As much as Kara has done well with this venture- she wonders along the way- would it have been easier- and frankly MORE lucrative- to have stayed on the corporate track. The books also has great lessons about balancing your business and your family- when it is not always realistic to separate them- we can all relate to the blending of work and family - and not by choice- and Kara has great lessons on how to deal with it all. 





Book #2:  The Rocket Years, How your Twenties Launch the Rest of Your Life, by Elizabeth Segran




Here’s what I liked about the book

I loved seeing the choices of a twenty something through her unique vantage point. Liz clarifies the impact of the decisions we make in a way that really has not been presented before - and that’s not easy to do. I also like the way she outlined the different aspects of the Rocket Years - meaning your 20’s. Its not all financial-it’s a whole ecosystem that works together to form who you are and to a larger extent than many of us consciously realize, the life we will lead. 


Who is this book for?

The book is written for twenty somethings figuring out their lives- but it is telling that the author wrote it in her thirties.. so it is also something anyone out of their twenties can use to reflect on the choices they have made, and the impact they have had. That’s why I love it. 

And you can learn more about Liz and have her answer your questions by listening to my other podcast Money with Friends- where she is a regular co-host this season- it’s in all the places podcasts are- and also we record the episodes live on the money with friends tube channel so please subscribe to the money with friends youtube channel as well.





Book #3: The Money Tree, A story about Finding the Fortune in Your Own Backyard by Chris Guillebeau



Here’s what I liked about the book 

This book is super creative in that it uses a fictional storyline to share a unique perspective on the money decisions we all make. At first I thought it would be pretty predictable but it wasn’t. There are unexpected plot twists and an ending I did not see coming. I didn’t know Chris at all when I did his interview for the Financial Grownup podcast but I was so wowed by him that I asked him to be part of Money with Friends. He was so great on that podcast as well. 

Chris is a wonderful story teller- which is a true credit to him because his previous six books - including Side Hustle: From Idea to Income in 27 Days were non-fiction.



Who is this book right for: 

I love this for anyone trying to figure out who they are- from a money perspective. By that I mean- what are your actual priorities? What are you willing to do to achieve your goals? Are you willing to stop being a victim and start taking action? Are you willing to put in the work? This book will be incredibly motivating. I love it as a book heading not just into a New Year in general - but heading into 2021- a time when many of us are ready- really ready- to re-start whatever we put on hold or get started with new goals that have formed during 2020. And on that note- it is also an awesome gift for your friends that need a little more motivation when it comes to generating income and taking charge of their own financial life. Kind of a perfect book to help someone become a financial grownup. 






Book #4: The Well-Centered Home: Simple Steps to Increase Mindfulness, Self-Awareness, and Happiness Where You Live by William Hirsch.



Here’s what I liked about the book

This is the perfect book for the pandemic and for trying to find new ways to have your  work and personal lives co-exist in your home as you never imagined. Our homes were not set up for us to work at this level- and frankly for the vast majority  they weren’t set up for us to spend pretty much 24-7 there with our family. I know when I set up my business, I set up to have places to work in my home when my kids were all at school and my husband was at work- often traveling days at a time. The pandemic ended all that. 

This is not a book I would have picked up had it not been suggested to me by a friend I really trust- and even though it is not technically a money book- Bill even codes the cost of this tips by cost- so you can prioritize based on your budget. 

I have literally put so many ideas from the book to work: I now have greenery outside my window- and feel good knowing that Bill said it is perfectly fine if that greenery is fake. It actually makes me feel calmer to look out at my fake green hedge. I also use his pebbles technique- where you get rid of little distractions around your home- yes- change the lightbulb- and make sure it is warm color! Pick up the clutter, fix that squeeky door. You get the idea. He has tips on how to arrange your furniture, how to use specific ways of using art on the walls- even things like putting framed windows in your homes to serve as surrogate windows. I did some eye rolls- until I realized- this stuff really works. 



Who is this book right for?

Everyone whose home life has been impacted by the pandemic. Read it and take notes. And of course listen to Bill’s episode of the podcast. You can also read the show notes on my website bobbirebell.com- just search for his name in the search bar at the top of the website. 





Bonus Fiction Book: They With They Were Us by Jessica Goodman



This was a total page turner and I’m going to have an interview with the author, Cosmo editor Jessica Goodman early in 2021. I could not put this down.  Not a surprise it is being turned into a TV series called The Players Table- which will make total sense after you read the book. It is going to star Sydney Sweeney from the series Euphoria- as well as Halsey. It has been described as quote “Gossip Girl meets One of Us Is Lying with a dash of The Secret History in this slick, taut murder mystery set against the backdrop of an exclusive prep school on Long Island”







Episode Links:




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